Questions
Call Us: (530) 677-2267
Email: doyle@normanfinancialmtg.com
Or use our quick contact form and a specialist will contact you right away
Paperwork Needed
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to give your lender:
- Social Security numbers for both you and any co-borrowers
- Copies of checking and savings accounts statements for the past two months
- Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or 403b program)
- The most recent 30 days of paycheck stubs
- W-2 withholding forms, and your Federal 1040 income tax returns for the past two years to verify your income and proof of employment
- The contact information of your human resource department to verify your employment
- Residence history for the past two years
- Sales contract if you are purchasing a home
- Homeowner's association information with contact information if property is a condo or part of a homeowner's association
- Copy of the declaration page on your home insurance
- And if you are refinancing we need a copy of your mortgage statement
